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“…you pulled it all together and made it happen. You all are truly professionals!”

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School Reports in Mechanicsburg, Camp Hill and Harrisburg, Pennsylvania

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Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Q	What is the world's longest frontier?
A	At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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The Keith Sealover Team, REALTOR®, real estate agents and broker for Mechanicsburg, Camp Hill and Harrisburg, Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

The Keith Sealover Team
Keller Williams of Central PA.
4242 Carlisle Pike, Suite 151
Camp Hill, PA. 17011
Office: 717-364-3808
Fax: 717-761-4338
Mobile: 717-574-1186
Email: keithsealover@NUMBER1EXPERT.com

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