Residential Real Estate Loans

Residential real estate loans. owning your own home will likely be the most important investment you’ll ever make. Our experienced and dedicated staff of mortgage professionals will provide you with prompt, courteous and the professional service you deserve.

Real Estate Investor Loans How To Finance Investment Property 3. Get the Down payment. investment properties generally require a larger down payment than owner-occupied properties, so they have more stringent approval requirements. The 3 percent you put down on the home you currently live in isn’t going to work for an investment property.Get preapproved for an investment property loan before you begin your property search to leverage your bargaining power. Our industry-leading online tools will help you close your loan in less time than most other lenders. Need a real estate agent to guide you through the process?Rental Property Investment What’s Your Real Estate Investment Exit Strategy? – Or, a life change like an unanticipated relocation could require you to move too far away to effectively manage a rental property. Your exit strategy could also help determine your investment strategy.

Residential Real Estate Loans : We are committed to offering you a wide variety of residential real estate loans. We want to make it possible for you to acquire the home of your dreams. Our programs are designed for almost any budget and our knowledgeable loan officers will work with you to find the program that best suits your unique situation.

FCS Financial provides loans, insurance and appraisal services for farmland, ag real estate, equipment and livestock, young and beginning farmers, hunting and recreational land, and rural homes in Missouri.

Income limits may apply. Some restrictions may apply. All borrowers are subject to credit approval. Programs subject to change. The information provided is for dissemination to and for the use of real estate and financial business entities only and is not an advertisement for the extension of credit to consumer.

Get preapproved for an investment property loan before you begin your property search to leverage your bargaining power. Our industry-leading online tools will help you close your loan in less time than most other lenders. Need a real estate agent to guide you through the process?

How To Get Money For Investment Property This will give you an idea of how much money you have to invest. Don’t immediately assume you can’t afford to buy an investment property. As long as you have a stable, reasonably well-paying job and have a fairly long history of employment, you shouldn’t have a problem getting a loan. 2. Get pre-approval

The name residential hard money is frequently interchanged with "no-doc", private loans, bridge loans, etc. For a residential hard money loan, the underwriting decisions are based on the borrower’s hard assets. In this case the residential investment real estate would be used as collateral (via a first mortgage) for the transaction.

Understanding Real Estate Financing This chapter will discuss the many different types of real estate financing that are available. In chapter 3, we looked at the different investment vehicles in real estate (such as single family homes, commercial real estate, apartments, and more), as well as some of the different strategies (buy and hold, flipping, and wholesaling) you can use to make money.

A commercial real estate loan is most commonly used to purchase and/or renovate an owner-occupied commercial property. An "owner-occupied" commercial property is generally considered to be a property where the business occupies at least 51% of the building.